TEACH Grants TEACH Grants

Overview

Thank you for your commitment to teaching!

To show our appreciation, we've made it easy for you to keep tabs on your grant details and track your progress toward completing your service obligation. Just create an account and review your grant details through Account Access, our online account management tool.

For general information about your TEACH Grant requirements, select the tab that describes your current situation. For more details on your TEACH Grants and the terms of your service obligation, review your Agreement to Serve (ATS).

In School

  • When you first receive a TEACH Grant, any U.S. Department of Education owned student loans you have that are not already with us will transfer to FedLoan Servicing to make loan and grant management more convenient.
  • As the servicer of your grants, we will keep track of the potential interest that you'll have to repay if your grants are ever converted to loans. We will send you quarterly emails and an annual summary of this interest.

    Don't worry! No payment is due and you may never have to repay this interest. Just make sure that you perform qualifying service and submit all required certifications after you graduate or leave school.

  • If you are still enrolled in your TEACH Grant eligible program of study but do not continue to get TEACH Grants, you need to certify that you intend to teach annually so we know you plan on satisfying your service obligation. We notify you as soon as we know you did not receive another TEACH Grant to give you the opportunity to certify your intent to teach.

To complete your certification, sign in to Account Access.

Get Started

Have more questions? View our In School FAQ.

After School

When you complete or otherwise leave your TEACH eligible program of study, you need to:

  • Teach full-time as a highly qualified teacher in a high-need field at an eligible low-income elementary school, secondary school, or educational service agency for at least 4 academic years.
  • Complete the required 4 years of teaching within 8 years of completing or otherwise leaving your TEACH Grant program of study.
  • Certify within 120 days of completing or otherwise leaving your TEACH Grant program of study, and each year thereafter, that you are meeting (or intend to meet*) the requirements of your service obligation.

If you don't meet these requirements, your TEACH Grants may be converted to Direct Unsubsidized Loans that you'll have to repay in full, with interest charged from the date of each TEACH Grant disbursement. For more information about your teaching obligation, review your Agreement to Serve.

Have more questions? View our After School FAQ.

*Important information if you did not complete the program for which you received your TEACH Grants: Keep in mind that, as explained in your Agreement to Serve, if you do not complete your TEACH Grant program of study, you must do one of the following within 1 year after you leave school:

  • Qualify for a temporary suspension of the period for completing your service obligation;
  • Re-enroll in another TEACH Grant eligible program of study; or
  • Begin qualifying teaching service.

If you do not meet one of these requirements, your TEACH Grants will be converted to Direct Unsubsidized Loans.

With Gratitude

We are honored the U.S. Department of Education chose FedLoan Servicing to monitor and track each TEACH Grant recipient's progress toward fulfilling their service obligation.

Certification

We will remind you when it is time for you to certify that you are teaching or that you intend to teach to satisfy your service obligation.

NOTE: You would also need to verify your intent to teach if you are still enrolled in your TEACH Grant eligible program of study, but haven't received additional TEACH Grants.

If you have a qualifying teaching job, you need to certify that you are currently performing teaching service that meets the requirements of your service obligation, as explained in your Agreement to Serve.

To certify that you are teaching:

  • Sign in to Account Access and take the TEACH Grant Certification Quiz to prepopulate a TEACH Grant Certification Form, or download a blank Teach Grant Certification Form (PDF).
  • Have your Chief Administrative Officer (CAO) certify the information you provide on this form by providing the academic year you taught and signing in Section 3. The CAO is the official who has access to employment records that establish your teaching service meets the requirements of the TEACH Grant Program explained on this form, and who is authorized to verify your qualifying employment at a school or by an educational service agency. Depending on your employer, the CAO could include (but is not limited to) a principal, assistant principal, superintendent, or other school or educational service agency official.

Have more questions? View our Certification FAQ.

Do you intend to teach but believe you qualify for a temporary suspension of the period for completing your service obligation as explained in your Agreement to Serve? If so, learn more about your options to suspend your service obligation.

Intend to Teach?

Certify your intent to satisfy your teaching service obligation.

Suspension

If you intend to teach but are currently unable to, you may qualify for a temporary suspension of the time you need to complete your service obligation, as explained in your Agreement to Serve. Circumstances or conditions that qualify you for a temporary suspension of your service obligation are:

  • Active military service (if you are called or ordered to active duty status for more than 30 days as a member of a reserve component of the Armed Forces named in 10 U.S.C. 10101, or service as a member of the National Guard on full-time National Guard duty, as defined in 10 U.S.C. 101(d)(5), under a call to active service in connection with a war, military operation, or a national emergency).
  • Enrollment in an eligible program of study (an eligible program of study is one that is TEACH Grant eligible or has been determined by a state to satisfy the requirements for certification or licensure to teach in the state's elementary or secondary schools).
  • Condition that is a qualifying reason for leave under the Family Medical Leave Act (FMLA).

Military

You can request a suspension of your service obligation for 12 months at a time (up to a maximum of 3 years) if you are:

  • Called or ordered to active duty status for more than 30 days as a member of a reserve component of the Armed Forces named in 10 U.S.C. 10101, or
  • Called or ordered to active duty service as a member of the National Guard on full-time National Guard duty, as defined in 10 U.S.C. 101(d)(5), under a call to active service in connection with a war, military operation, or a national emergency.

To request a temporary suspension of your service obligation based on your active duty status:

  • Sign in to Account Access and take the TEACH Grant Certification Quiz to prepopulate a TEACH Grant Suspension/Discharge Form with your answers, or download a blank form (PDF).
  • Submit both a copy of your military orders and your military identification with your completed Suspension/Discharge Form; or
  • Have a Commanding or Personnel Officer complete Section 4 of the Suspension/Discharge Form, indicating the dates of your service.

    NOTE: Please make sure that any orders you submit include the dates you are in an active duty status.

If you've already used the 3 years allotted to suspend your service obligation due to your time spent on active duty, you can request a proportional discharge of your service obligation by following the instructions provided through Account Access or download a blank TEACH Grant Suspension/Discharge Form (PDF). A proportional discharge will discharge a portion of your service obligation if you use the maximum 3-year suspension based on your military service and you are subject to an extended call or order to active duty. You will receive the following proportional discharge of your four-year service obligation if the call or order to active duty status is for more than three years:

  • A discharge of one year of your 4-year service obligation if the call or order to active duty status is for more than 3 years;
  • A discharge of 2 years of your 4-year service obligation if the call or order to active duty status is for more than 4 years;
  • A discharge of 3 years of your 4-year service obligation if the call or order to active duty status is for more than 5 years;
  • A total discharge of your 4-year service obligation if the call or order to active duty status is for more than 6 years.

Power of Attorney or Representative

If you have been granted a Power of Attorney (POA) for or are representing a service member and you need to request a temporary suspension of the service member's service obligation period, download, complete, and return the TEACH Grant Suspension/Discharge Form (PDF). Don't forget to include the service member's name and account number (if you have it). You will need to submit a copy of both the service member's military orders and military identification with the Suspension/Discharge Form, or have the service member's Commanding or Personnel Officer complete Section 4 of the form. Please make sure that any orders you submit include the dates the service member is in an active duty status. Keep in mind that if we don't already have record of your POA status, we will also need a copy of the service member's POA document.

Qualifying Enrollment

You can request a suspension of the period for completing your service obligation for 12 months at a time (up to a maximum of 3 years) when you are enrolled in an eligible program of study that temporarily prevents you from teaching to satisfy your service obligation. An eligible program is one that is eligible for the TEACH Grant or a program of study that has been determined by a state to satisfy the requirements for certification or licensure to teach in the state's elementary or secondary schools. The maximum 3-year period is a combined limit for suspensions based on qualifying enrollment and suspensions based on a qualifying reason for leave under the Family and Medical Leave Act (FMLA).

To request this suspension:

  • Sign in to Account Access and take the TEACH Grant Certification Quiz to prepopulate a TEACH Grant Suspension/Discharge Form with your answers, or download a blank form (PDF).
  • Have an authorized official complete Section 4 of the form, confirming that you are enrolled in an eligible program of study at your institution, and indicate the dates of enrollment.

Family and Medical Leave Act (FMLA)

You can request a suspension of the period for completing your service obligation for 12 months at a time (up to a maximum of 3 years) when one of the following conditions prevents you from teaching to satisfy your service obligation. The maximum 3-year period is a combined limit for suspensions based on qualifying enrollment and suspensions based on a qualifying reason for leave under the Family and Medical Leave Act (FMLA).

  • Birth of a child and caring for the newborn

    You need to provide:

    • The academic year for which you need to suspend your service obligation
    • The child's birth date on the form
  • Placement of a newly adopted child or foster child in your home

    You need to provide:

    • The academic year for which you need to suspend your service obligation
    • The child's date of placement on the form
  • Caring for your spouse, child, or parent with a serious health condition

    You need to provide:

    • The academic year for which you need to suspend your service obligation
    • The date you began caring for the individual
    • Your relationship to the individual
  • A serious health condition that makes you unable to work

    You need to provide:

    • The academic year for which you need to suspend your service obligation
    • The date the health condition affected your ability to work
  • Caring for a covered service member with a serious injury or illness

    You may qualify if you are caring for a covered service member and you are the spouse, child, parent, or next of kin to that service member. The service member must be a current member of the military who has a serious injury or illness incurred in the line of duty on active duty and is undergoing medical treatment, recuperation, or therapy; or is otherwise on the temporary disability retired list. You need to provide the following:

    • The academic year for which you need to suspend your service obligation
    • The date you began caring for the service member
    • Your relationship to the service member
  • Qualifying exigency for a covered military member

    If you have an exigency arising out of the fact that your spouse, child, or parent is a covered military member on active duty (or has been notified of an impending call or order to active duty) in support of a contingency operation, you may qualify to suspend your service obligation. If you believe you are eligible for a suspension based on this qualifying reason for leave under the FMLA, contact us!

To request suspension, sign in to Account Access and take the TEACH Grant Certification Quiz to prepopulate a TEACH Grant Suspension/Discharge Form with your answers, or download a blank form (PDF).

Have more questions? View our Suspension FAQ.

Convert to Loan

As explained in your Agreement to Serve, your TEACH Grants will be converted to Direct Unsubsidized Loans that you must repay in full, with interest charged from the date of disbursement, if:

  • You request that we convert the TEACH Grants you received to Direct Unsubsidized Loans because you have decided not to teach or have decided not to teach in a qualified school or field, or for any other reason. Sign in to Account Access and make your request.
  • You cease enrollment in your TEACH eligible program of study before completing the program and you do not notify us within 120 days of ceasing enrollment that:
    • You are employed as a full-time teacher in accordance with the terms and conditions of your Agreement to Serve; or
    • You are not yet employed as a full-time teacher as described in your Agreement to Serve, but you intend to meet the terms and conditions of your service obligation.
  • You do not complete your TEACH eligible program of study, and within 1 year after you cease enrollment at your school:
    • You have not applied for and been determined eligible for a suspension of the 8-year period for completing your service obligation under one of the conditions described in your Agreement to Serve;
    • You have not reenrolled in a program for which you would be eligible to receive TEACH Grants; or
    • You have not begun qualifying teaching service as described in your Agreement to Serve.
  • You complete your TEACH eligible program of study, but you do not confirm to us at least once each year that you intend to satisfy or are satisfying your service obligation.
  • You complete your TEACH eligible program of study, but you do not begin or do not maintain qualifying employment within a timeframe that would allow you to complete your required 4 years of teaching within the 8-year period described in your Agreement to Serve.

Have more questions? View our Convert to Loan FAQ.

FAQ

In School FAQ

I received an interest notice, but thought I didn't need to repay these grants. What is potential interest?

Potential interest is interest that accrues on your grants from the date of disbursement. You'll only have to repay if your grants are ever converted to loans.

We will send you an email each quarter, and a summary letter each year that details how much interest you will potentially be responsible for if your grants are ever converted to loans.

Make sure that you perform qualifying teaching service and submit all necessary certifications so you don't become responsible for that interest.

How do I know if I'm highly qualified?

"Highly qualified" is defined in section 9101(23) of the Elementary and Secondary Education Act of 1965, as amended, or, for special education teachers, in section 602(10) of the Individuals with Disabilities Education Act. To find out if you meet the requirements to be considered "highly qualified," check with the Chief Administrative Officer at the school or educational service agency where you are teaching.

How do I authorize someone to help me manage my grants?

You can give us permission to release account information to individuals you authorize. Although they can receive specific information about your account, they CANNOT make changes. To authorize a third party to obtain your account information:

  • Contact us to request the Authorization for Release of Information Form by mail

After School FAQ

How do I know if I'm highly qualified?

"Highly qualified" is defined in section 9101(23) of the Elementary and Secondary Education Act of 1965, as amended, or, for special education teachers, in section 602(10) of the Individuals with Disabilities Education Act. To find out if you meet the requirements to be considered "highly qualified," check with the Chief Administrative Officer at the school or educational service agency where you are teaching.

What counts as high-need?

The following are considered high-need fields:

*A field listed in the Nationwide List will satisfy a recipient's service obligation if:

  • The field is designated by a state as high-need at the time the recipient begins qualifying teaching in that field in that state (even if that field subsequently loses its high-need designation for that state); or
  • The recipient is teaching in the field during or after the 2010-2011 school year and the field was considered high need by the state in which the grant recipient is teaching during any award year the student received a TEACH Grant (even if the high-need field is no longer designated as high-need for that state when the grant recipient begins qualifying teaching service).

How is my school's eligibility determined?

A school or educational service agency serving low-income students is a public or private elementary or secondary school or educational service agency that:

  • Is in a school district of a local educational agency that is eligible for assistance under title I of the Elementary and Secondary Education Act;
  • Has been determined by the U.S. Department of Education to be a school or educational service agency in which more than 30% of the school's or educational service agency's total enrollment is made up of children who qualify for services provided under title I of the Elementary and Secondary Education Act;
  • Is listed in the U.S. Department of Education's Annual Directory of Designated Low-Income Schools for Teacher Cancellation Benefits; or
  • Is an elementary or secondary school operated by the U.S. Department of the Interior's Bureau of Indian Education (BIE) or operated on Indian reservations by Indian tribal groups under contract or grant with the BIE

If the school or educational service agency where you teach meets the low-income requirements in the first year of your required 4 academic years of teaching, but does not meet those requirements in subsequent academic years, those subsequent years of teaching at that school or educational service agency will still qualify for purposes of satisfying your TEACH Grant service obligation.

How do I authorize someone to help me manage my grants?

You can give us permission to release account information to individuals you authorize. Although they can receive specific information about your account, they CANNOT make changes. To authorize a third party to obtain your account information:

  • Contact us to request the Authorization for Release of Information Form by mail

Certification FAQ

Is my TEACH Grant certification required each year as soon as I receive the grant?

No. Your certification is not required until after you complete or cease to be enrolled in your TEACH Grant eligible program of study. When the time comes, you need to:

  • Certify that you are employed as a full-time teacher in accordance with the terms and conditions of your Agreement to Serve; or
  • Certify that you are not yet employed as a full-time teacher, but you intend to meet the terms and conditions of your service obligation.
  • Request and be approved for a temporary suspension of the period for completing your service obligation.

If you have further questions, contact us!

Must I teach at a low-income school, in a high-need field AND be a highly qualified teacher?

Yes. As explained in your Agreement to Serve, you must meet the requirements for a highly qualified teacher, as defined in section 9101(23) of the Elementary and Secondary Education Act of 1965, as amended, or if you are a special education teacher, as defined in section 602(10) of the individuals with Disabilities Education Act, and teach:

  • At a low-income school, educational service agency, or school operated by the U.S. Department of the Interior's Bureau of Indian Education (BIE) or operated on Indian reservations by Indian tribal groups under contract or grant with the BIE; and
  • In a high-need field, for more than half the classes that you teach during each school year.

If the low-income school where I am teaching loses that status, do I need to find another school to complete my remaining teaching service obligation?

No. If you began your teaching service prior to the date the low-income school or educational service agency lost its status, teaching at this school can still be considered qualifying teaching service since you began your service before the school lost the low-income status.

Can the 8-year period for completing my 4 years of qualifying teaching service to satisfy my service obligation be extended?

Yes. After you have completed or otherwise cease to be enrolled in your eligible program of study, you may request a suspension of the 8-year period for completing your service obligation in 12-month increments based on:

  • Enrollment in a TEACH Grant eligible program of study, or enrollment in a program (including an alternative teacher certification program) that has been determined by a state to satisfy the requirements for certification or licensure to teach in the state's elementary or secondary schools;
  • A condition that is a qualifying reason for leave under the Family and Medical Leave Act (FMLA) that is listed in 29 CFR 825.112; or
  • A call or order to active duty status for more than 30 days as a member of a reserve component of the Armed Forces name in 10 U.S.C. 10101, or service as a member of the National Guard on full-time Nation Guard duty, as defined in 10 U.S.C. 101(d) (5), under a call to active service in connection with a war, military operation, or national emergency.

You can suspend your service obligation for a combined maximum of 3 years for suspensions based on qualifying enrollment and suspensions based on a qualifying reason for leave under the FMLA; and a maximum of 3 years for suspensions based on military service.

When is my certification due?

We determine when your certification is due based upon one of the following triggers:

  • Your date of graduation;
  • The date you are no longer in a TEACH Grant eligible program of study; or
  • After we have determined that you did not receive additional TEACH Grants.

After one of these events have occurred, we will contact you within a few months to request you complete your TEACH Grant certification. If you believe your certification is due, check your TEACH Grant status in Account Access.

What happens if I don't certify?

Failure to certify could result in your TEACH Grants being converted to Direct Unsubsidized Loans.

What should I do if I no longer intend to teach or I no longer teach in a high need field at a qualifying school?

You should request that we convert your TEACH Grants to Direct Unsubsidized Loans. Doing this as soon as possible is in your best interest so that unnecessary interest doesn't accrue before you have an opportunity to make payments.

You can request that we convert your grants to loans through Account Access.

NOTE: It will take at least 48 hours for your grants to be converted to student loans. Therefore, you won't be able to access your loans (or make payments) for several days after you submit your request. If you request to have your grants converted to loans, they cannot be changed back to grants.

How do I authorize someone to help me manage my grants?

You can give us permission to release account information to individuals you authorize. Although they can receive specific information about your account, they CANNOT make changes. To authorize a third party to obtain your account information:

  • Contact us to request the Authorization for Release of Information Form by mail

Suspension FAQ

What qualifies as an exigency for a covered military member?

As a spouse, child, or parent of a covered military member, you may request a suspension of the period for completing your service obligation for one of the following exigency circumstances that is a qualifying reason for leave under the Family Medical Leave Act (FMLA):

  • Short-notice deployment
  • Military events and related activities
  • Child care and school activities
  • Financial and legal arrangements
  • Counseling
  • Rest and recuperation
  • Post-deployment activities
  • Parental care
  • Any additional event the employer and employee agree is a qualifying exigency

If one of the above conditions prevents you from being able to perform qualifying teaching service for a full academic year, you may be eligible to temporarily suspend the period for completing your service obligation. If you believe you are eligible for a suspension based on this qualifying reason for FMLA leave, contact us!

How do I authorize someone to help me manage my grants?

You can give us permission to release account information to individuals you authorize. Although they can receive specific information about your account, they CANNOT make changes. To authorize a third party to obtain your account information:

  • Contact us to request the Authorization for Release of Information Form by mail

Convert To Loan FAQ

How can I request that my grants be converted to loans?

Sign in to Account Access and make your request.

NOTE: It will take at least 48 hours for your grants to convert to student loans. Therefore, you won't be able to access your loans (or make payments) for several days after you submit your request. If you request to have your grants converted to loans, they cannot be changed back.

My grants were converted to student loans. How can I change them back to grants?

As explained in your Agreement to Serve, a TEACH Grant that has been converted to a Direct Unsubsidized Loan cannot be changed back to a grant.

If you believe that your grants were converted to loans in error, please contact us.

How do I authorize someone to help me manage my grants?

You can give us permission to release account information to individuals you authorize. Although they can receive specific information about your account, they CANNOT make changes. To authorize a third party to obtain your account information:

  • Contact us to request the Authorization for Release of Information Form by mail