Public Service Loan Forgiveness

About Public Service Loan Forgiveness

• The purpose of the Public Service Loan Forgiveness Program is to encourage individuals to enter and continue working in public service jobs.
• You may qualify if you work full-time in a public service position and meet other eligibility requirements.
• This program is for Direct Loans only.

View full details of the Public Service Loan Forgiveness Program at the Federal Student Aid website.

How to apply

Since the Public Service Loan Forgiveness Program requires 120 separate on-time monthly qualifying payments and was just established in 2007, no borrower will be eligible for forgiveness until 2017. Applications will be available closer to that time.

However, we do recommend that you submit employment certification on an annual basis for any months that you were employed with a public service organization and believe you have met the eligibility requirements. See steps below.

Step Number	Procedure
Step 1	Download and print the Employment Certification for Public Service Loan Forgiveness form Download Employment Certification Form for the Public Service Loan Forgiveness Program
Step 2	Read the instructions Complete sections 1 and 2 Provide your employer with the form to complete section 3
Step 3	Mail or fax your completed form (borrower AND employer section completed) to: FedLoan Servicing Attn: Loan Forgiveness P.O. Box 69184 Harrisburg, PA 17106-9184 Fax: (717) 720-1628 If you need help completing the form, call: 855-265-4038

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