Loan Discharge
If your loan is discharged…
You:
- Will not owe any more payments on the loan.
- May get a refund of payments you have made on the loan.
- May be eligible to apply for future federal student financial aid.
We:
- Will notify consumer reporting agencies to delete any adverse credit history resulting from nonpayment of the discharged loan.
Overview of loan discharge conditions
You may qualify for loan discharge under certain, specific conditions:
| Loan discharge | Conditions |
|---|---|
| School Closure | Your school closed and you couldn't complete your program. |
| False Certification of Ability to Benefit | Your school certified your loan even though you didn't have the ability to benefit from the coursework. |
| False Certification (Disqualifying Status) | Your school certified your loan even though you had a physical or mental condition, or legal status or condition that would legally bar employment in your field of study. |
| Unauthorized Signature/Payment | Your school signed your name—without your authorization—on a loan application, promissory note, loan check, electronic funds transfer application, or master check. |
| Unpaid Refund | You didn't receive a tuition refund from your school. |
| False Certification as a Result of Identity Theft | Your loan was falsely taken out in your name. |
| Spouses and Parents of 9/11/01 Victims | Your spouse or child was an eligible public servant or victim of the September 11, 2001 terrorist attacks. |
Download forms
School Closure
False Certification of Ability to Benefit
False Certification (Disqualifying Status)
Unauthorized Signature/Unauthorized Payment
Unpaid Refund
Spouses and Parents of 9/11/01 Victims
- English (93 KB PDF)
Return completed applications to:
FedLoan Servicing
P.O. Box 69184
Harrisburg, PA 17106-9184
Fax: 717-720-1638
If you have questions about the loan discharge process, please email LoanDischarge@myfedloan.org. We will research your inquiry and respond within 7-10 business days.
Please note: email is not a secure method of communication. Please do not include any sensitive or private information in your email.