Payment Plans by Loan Type

Find out the repayment plans for which your loan is eligible.

FDLP (Federal Direct Loan Program) Loans

Loan Type	Standard	Graduated	Extended (Fixed or Graduated)	Income-Based (IBR)	Income Contingent (ICR)	Income Sensitive
Stafford Subsidized Stafford Unsubsidized Consolidation Student PLUS	X	X	X	X	X
Parent PLUS PLUS Consolidation	X	X	X
Consolidation that includes a Parent PLUS Loan	X	X	X		X

FFELP (Federal Family Education Loan Program) Loans

Loan Type	Standard	Graduated	Extended (Fixed or Graduated)	Income-Based (IBR)	Income Contingent (ICR)	Income Sensitive
Stafford Subsidized Stafford Unsubsidized Consolidation Student PLUS	X	X	X	X		X
Parent PLUS Consolidation that includes a Parent PLUS Loan	X	X	X			X

 

Site Menu

• For Borrowers
  • Account Access
  • Make a Payment
  • Manage Account
  • Billing & Payment Plans
  • Help Center
• For Schools
• For Partners

Section Menu

Billing & Payment Plans

• Billing
• About Interest
• Payment Plans